2022

The law requires every vehicle owner to have car insurance. When a police officer pulls you and discovers that you don't have insurance coverage, there will likely be severe penalties. This includes suspension of your driver's license, costly fines, and even jail time. Here's a detailed look at some consequences of not having auto insurance. Your Driver's License May Be Suspended  One of the consequences of failing to take auto insurance is that the court can suspend your license.

You regularly get a notice for your car insurance renewal. Depending on your plan and the economy, you may find that your insurance has increased to a high degree. When you get your car insurance renewal notice and the bill is much higher than you have seen before, it is common to have a little bit of shell shock. If the insurance renewal is too much for your budget, here are some ways to go about dealing with a heavy car insurance increase.

Medical costs can be expensive. This is especially true during an ongoing illness where you or a loved one need medical equipment in your home. Some of these devices and equipment can cost thousands of dollars if you pay for them out of your pocket. Fortunately, if you have Medicare, some of this durable medical equipment (DME) is covered. Here are a few items you may need. 1. Diabetes Meters and Test Strips

If you're a business owner, operations come with plenty of risks. One of your customers may file a lawsuit against your company, or an employee may sustain an injury while at work. This is why you should take the necessary steps to ensure that your assets are safe. One way to do this is to use commercial insurance. Check out why such insurance can be beneficial for your business. Your Business Is Safe Against Lawsuit

Several factors influence insurance cost fluctuations. For instance, if claims increase in your area, the insurance companies will revise their insurance rates to reflect this. Life events like adding a family member to your insurance policy or purchasing a new vehicle also affect premiums. Read on to learn why your car insurance premiums fluctuate. Adding or Removing a Named Driver If your child is of age and they acquire a driving license, you can add them to your auto insurance policy as a named driver.

Commercial insurance plays an important role in protecting the financial stability of your business in the event of an accident or property damage. However, keeping up with the cost of monthly insurance payments can put a strain on your current financial situation if you are overpaying for your insurance policy. Thankfully, there are a few steps that you can take to help lower the cost of your commercial insurance without skimping on the quality coverage you need to make sure you are protected in the event of a financial loss.

While driving might not be the most dangerous activity in life, an accident or another traffic incident can change your life significantly. Such risks are why it's so important to have auto insurance. But first, you need to understand the different types of auto insurance and how they work. You might not need all of them at once, but as your life changes and circumstances evolve, so should your auto insurance coverage.

You might have been required to have an SR-22 filing in your state for quite some time now, or you might have just gone to court and been ordered to have an SR-22 filing. Either way, you might not totally understand everything that is involved in having one of these filings. You will want to be prepared for the following things if you need SR-22 insurance, however. You May Have to Change Insurance Companies 

Are you adding a mother-in-law suite to your primary home? More and more American families are providing safe and cost-effective housing for elderly parents and other family members at home. But how will this addition affect your home insurance? Here are a few things to know. 1. Home Insurance Often Extends. If the suite is attached to your home, it becomes part of the primary home as far as most homeowners insurance is concerned.